“Vehicle insurance claim” is an attempt by the policyholder when asking for compensation from the insurance company due to theft or accident against the insured car or vehicle. Learn about auto insurance claims in Texas here: Cómo entender las reclamaciones de seguros de automóviles en Texas.
You need to pay attention to this, because this is very important, especially when you have a case of theft or accident, you don’t want to lose just like that, right? If you know how to claim your car insurance, you don’t have to worry about many other things.
In the following, we will review the procedure for submitting car insurance claims by policyholders.
When your car has been lost due to being stolen or in an accident, the first thing to do is contact the insurance company within 3 × 24 hours. You can contact by phone, SMS, email, or by coming directly to the insurance company office. This must be prioritized to avoid rejection of “car insurance claims” that you submit for reasons that are past the predetermined period.
When you have an accident and the car can still run, it is better if the car is taken to one of the workshops designated by the insurance company. If the car has been heavily damaged, it is best if the car has been photographed or documented first. This photo will later prove that there was an accident.
Policyholders must fill out the form provided by the insurance company. This form is one of the complete documents for approval of car insurance claims. Next is to provide chronological information about the incident to the insurance company with real information. This will later become the consideration of the insurance company whether the claim will be approved or rejected. Besides, policyholders are required to complete several documents offered by the insurance company.